International Health Insurance

All Claremont Graduate University students are required to have health insurance. Immigration policy also requires that all international students be covered by an insurance policy. There are 2 ways to satisfy these institutional and governmental rules:

1. Purchase CGU Health Insurance

2. Purchase and provide proof of health insurance from an independent provider.  

You must opt into or out of CGU insurance by the end of CGU's add/drop period. No exceptions will be made. Please review the information below for specific information on CGU's insurance plan and policy.

  Facts About CGU Health Insurance
  Purchasing Dependent Coverage
  Coverage Dates and Fee Structure 
  Opting Out of CGU Insurance

Facts About CGU Health Insurance:

• CGU Insurance is billed directly onto your tuition statement at the rates listed below. Coverage for the Summer semester is included in your Spring semester student account balance.  No refunds will be provided for the portion unused in Summer. 

• CGU's Insurance can be used in any country except your home country.

• CGU's insurance does not include eye or dental coverage. Please contact International Place at ipoffice@cmc.edu for more information.

• When you use your insurance you may be asked to pay your bill up front. Fill out the Claim Form and make a copy of it and all receipts for your records. You will then need to submit the original form and receipts to the insurance company who will issue you a refund.

• CGU Dependent Coverage. You may also purchase CGU health insurance for your dependents. Remember, immigration law requires that dependents be covered while in the US.

  • You can only insure dependents in the CGU plan if you are also insured through CGU.
  • Dependents must be insured within 30 days of their arrival date or they become ineligible to be covered by you.
  • Dependent rates are paid directly to the insurance company (as opposed to student insurance which is reflected on your CGU bill) at the rates listed below. Dependents may be added at any point in the semester, provided they are insured within 30 days of their arrival, but will be charged for the entire semester rate.

*Prices above reflect a non-refundable enrollment fee of $10. Student enrolling in the Fall and continuing coverage through to Spring will not be charged the enrollment fee (spring/summer student account balance will reflect a $10 deduction).

IMPORTANT: International students must always have coverage. If your personal insurance will expire mid-way through the semester, you should either extend the coverage or purchase CGU insurance at the start of the semester. Partial semester coverage is unavailable so please plan ahead.